APRA Claims Dispute Statistics Through a Claimant's Lens
A claimant-focused look at APRA's latest life insurance claims and disputes statistics, including what acceptance rates, payment times and dispute numbers really mean.
LIFE INSURANCE BLOG
Life insurance blog: news, guides & comparisons
Insights, product comparisons and market updates to help Australians make better decisions about life insurance, income protection, TPD and trauma cover. New posts are added every few weeks.
Latest articles
Income Protection Premium Changes April 2026 | Zurich & OnePath Cut Prices
Zurich and OnePath have cut IP premiums by around 15%. See the insurer comparison and find out if you're still on the best deal - no email required.
TPD Insurance Price Increases March 2026 - How the Market Stacks Up
Zurich and OnePath raised TPD premiums by up to 36% in March 2026. We analysed all major retail insurers so you can see how the market now compares.
Life insurance guides
How to Reduce Life Insurance Premiums in Australia | Cashback Explained
Learn how life insurance cashback and commission rebates may reduce the effective cost of retail life insurance in Australia, including policy transfer options and provider structures.
Women Are Underinsured in Australia - And a Man Is Not a Financial Plan
Women in Australia remain significantly underinsured across life insurance, income protection and disability cover. Learn why this gap matters for financial independence.
TPD vs Income Protection - Which Is More Sustainable?
Compare TPD and Income Protection sustainability, value, and real-world outcomes for Australian clients and insurers.
The Cost of Convenience: Is Direct Life Insurance Worth 4x the Price?
Direct life insurance may be convenient - but can cost up to four times more. Compare 2026 premiums, funeral cover costs and APRA claim statistics
How AI Can Help Australians Understand Life Insurance & Income Protection
Discover how AI is helping Australians navigate the complexities of life insurance.
Life Insurance for Over 50s in Australia
Compare adviser-quality life insurance with seniors and funeral covers. Learn why over 50s in Australia should choose comprehensive, better-value protection backed by real data and expert advice.
Why Life Insurance is Important at Every Stage of Life
Discover why life insurance is essential at every stage of life. Learn how to protect your financial future and secure your loved ones.
Understanding Insurance Out-of-Pocket Cost
Understand life insurance out-of-pocket costs, premiums, and coverage. Make informed decisions to protect your family with Keep Insurance.
Australia's Life Underinsurance Gap
Explore why Australians are underinsured and how to close the gap.
Do I Need Life Insurance?
Wondering if you need life insurance? Explore why life insurance matters and how much coverage might be right for you.
Product explainers
Confused about life insurance in your super? You're not alone.
Explore why Australians are underinsured and how to close the gap.
Mortgage Protection vs Life Insurance: What's the Difference?
Understand the difference between mortgage and life insurance.
Keep news & updates
Cheapest Way to Buy Life Insurance in Australia?
Looking for the cheapest life insurance in Australia? Keep gives you back the commissions with 12.5% cashback on every premium. Fair, affordable, simple.
Maximising Savings on Life Insurance in 2026
Save on life insurance in Australia with Keep Insurance Co. Discover our 2026 commission-sharing model and secure affordable, tailored coverage today
Entrepreneur of the Year Shortlist
Celebrating D Hannigan, finalist for Women in Finance Entrepreneur of the Year. Discover how Keep Insurance leads in innovation.
Keep nominated for excellence in innovation
Keep Insurance is recognized for excellence in innovation. Discover our award-winning solutions in life insurance.