Quality life insurance - and 12.5% of your premium back every year
Access retail policies issued through major Australian insurers, with 12.5% cashback every year on new policies.
Already insured? Transfer your policy and receive around 10% cashback every year.
The difference comes down to commission structures - find out how it works .
★★★★★ 5-star Google reviews from verified clients
“It wasn't until I signed up with Keep and transferred my policies - with no changes to cover and no underwriting - that I found out I could save 20% on my premium.”
Greg - Sydney
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Why Keep Insurance Co?
- ✓ Access major Australian retail insurers
- ✓ Apply and manage your policy fully online
- ✓ Keep 12.5% of your premium every year
- ✓ Transfer existing cover without changing benefits
Learn
Guides and tools to help you choose
Plain-English guides to life insurance, income protection, TPD and trauma cover in Australia, including how premiums are priced, how claims work, and how Keep works.
Understand the products
Understanding life insurance
- We give you an overview of the different cover types and the low-down on key terms and jargon. Read more on Understanding life insurance
Understanding income protection
- Understand what income protection covers, how claims work, and whether it makes sense for your situation. Read more on Understanding income protection
Understanding trauma insurance
- Understand what trauma insurance covers, how claims work, and whether it makes sense for your situation. Read more on Understanding trauma insurance
Understanding TPD insurance
- Understand what TPD covers, how claims work, and whether it makes sense for your situation. Read more on Understanding TPD insurance
Costs and process
How much does life insurance cost?
- See what affects your premium and why prices can vary between insurers. Read more on How much does life insurance cost?
Income protection premium costs
- Understand typical income protection costs and what drives pricing. Read more on Income protection premium costs
Life insurance application process
- Learn what happens from quote and application through to underwriting. Read more on Life insurance application process
Life insurance commissions
- Find out what adviser commissions are, how they're built into your premium, and how Keep gives yours back as cashback. Read more on Life insurance commissions
Keep
How does Keep work?
- We do things a little differently at Keep. Find out how we help you with the right support, at the right time, for the right price. Read more on How does Keep work?
Transfer and save
- Discover how transferring policies can return part of your premium. Read more on Transfer and save
Life insurance blog
- Insights, product comparisons and industry updates. Read more on Life insurance blog
Referral platform for advisers
- Financial advisers and licensees can refer clients to Keep's white-label, digital-first life insurance platform. Read more on Referral platform for advisers