Quality life insurance - and 12.5% of your premium back every year
Access retail policies issued through major Australian insurers, with 12.5% cashback every year on new policies.
Already insured? Transfer your policy and receive around 10% cashback every year.
The difference comes down to commission structures - find out how it works .
“It wasn't until I signed up with Keep and transferred my policies - with no changes to cover and no underwriting - that I found out I could save 20% on my premium.”
Greg - Sydney
Why Keep Insurance Co?
- ✓ Access major Australian retail insurers
- ✓ Apply and manage your policy fully online
- ✓ Keep 12.5% of your premium every year
- ✓ Transfer existing cover without changing benefits
Guides & Tools to Help You Choose
Understand pricing, compare options, and learn how retail life insurance works.
Estimate Your Life Insurance Premiums
See real pricing examples and understand what affects your premium.
Understanding Life Insurance
Learn the terminology and pricing drivers behind retail cover.
Life Insurance Blog
Insights, product comparisons and industry updates.
Transfer & Save
Discover how transferring policies can return part of your premium.
Estimate Income Protection Premiums
Understand typical income protection costs and what drives pricing.
How Life Insurance Commissions Work
Find out what adviser commissions are, how they're built into your premium, and how Keep gives yours back as cashback.