Get 50% of Life Insurance Commissions Back — Every Year
Still paying commissions even without an adviser? We help return those savings to you — without changing your cover.
Transfer your existing policy with the same insurer and start saving on your premiums.
💰 Savings & Benefits
Check Your Savings - Life Insurance Commission Calculator
Use our Savings Calculator to check how much commission you're paying and how much we can return to you every year.
- 💰 Find out how much you could get back
- 📉 Lower your ongoing insurance costs
- 🚀 Get your savings estimate in seconds
If you bought your current insurance policy through a financial adviser, it's likely they have received a commission payment. This could be more than 20% of your annual premium cost; by transferring your policy to us you can keep at least 50% of any future commission payments which we will collect and return to you.
Note, some insurance policies do not generate commission payments e.g., built-in insurance provided by your super fund
Why Transfer Your Life Insurance Policy?
If you hold Life, TPD, Income Protection, or Trauma Insurance, you may be paying ongoing commissions—even if you don't have an adviser. We help you take back control.
With Keep Insurance Co, we return 50% of the commissions to you - meaning you get around 10% of your annual premium back every year.
Lower Your Life Insurance Costs
Get around 10% of your premiums back every year.
Keep Your Policy
No changes to your cover or insurer—just lower costs.
Take Control
Make updates, check cover & handle renewals easily online, anytime.
Fast & Easy Transfer
Quick, hassle-free transfer—we handle everything.
💸 That's ~$150 back on a $1,500 policy—every year. Over 10 years, that's $1,500 saved without changing your cover. We refund 50%+ of the adviser commission built into your policy, while you keep the same insurer, same benefits, and full access.
→ Check Your SavingsWe Handle Everything—So You Save More
Enter Your Policy Details
Complete our online form to start.
We Handle the Transfer
We notify your insurer & process everything.
Get Your Cashback
50%+ of the commission is returned to you.
🔍 Are You Paying Adviser Commissions Without Realizing?
Many people don't realize they're paying adviser commissions—even if they no longer have an adviser.
If your adviser no longer supports you, those commissions may be staying with the insurer.
Even if you don't have an adviser, you could still be paying for one.
With a simple policy transfer, we return 50% of those commissions to you—that's around 10% of your annual premium back every year.
💡 Keep Insurance Co. Covers More Than Just Life Insurance
Life Cover (Death Benefit)
Provides a lump sum payout to your beneficiaries if you pass away, ensuring financial security for your loved ones.
Total & Permanent Disability (TPD)
Pays out if you suffer a permanent disability that prevents you from working, covering medical expenses, home modifications, and daily costs.
Income Protection Insurance
Replaces up to 70% of your income if you're unable to work due to illness or injury, helping you cover living expenses while you recover.
Trauma Insurance
Pays a lump sum benefit if you're diagnosed with a serious illness like cancer, heart attack, or stroke, providing financial support when you need it most.
Real Stories - How Australians Save
"Keep was extremely helpful and organised a smooth transition from my previous broker. The commission returns are significantly more than what others are offering! Very happy with the service. Would highly recommend."
— Sumit, Sydney
"I've managed to get half my commission back simply by transferring my existing Life Insurance to Keep. This is such a great idea, and so easy!"
— Melissa, Gold Coast
"It wasn't until I signed up with Keep and transferred my policies—with no changes to cover and no underwriting—that I found out I could save 20% on my premium. It's allowed me to keep my life cover for longer than I would have otherwise, and I feel great about that security for my family."
— Greg, Sydney